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You can switch your credit between plans against ostensible expenses, subject to organization approach.

Essential security would be the home loan of the property proposed to be financed by us. Contingent upon the hazard evaluation, other insurance security as LIC strategies, NSCs, FDs, other resolute property, individual assurance might be required.

Yes. We could consider your case for a minimum term of 5 years and you would have to undertake to repay the loan on retirement.

Yes. It may affect unless you provide evidences of satisfactory income levels. Duration of an existing loan is also taken into consideration for deciding the loan eligibility.

In order to be eligible for a loan, the primary criteria is that you should be an income earning adult Indian citizen. Loan amount depends on various factors like age, qualifications, stability and continuity of income, savings habit, repayment obligations, repayment history, assets and liabilities subject to loan ceiling and margin requirements as per the approved policy of the company.

You can get personal loans starting from Rs. 25,000 up to Rs.25 lakhs for 1 to 5 years.

Yes, you can pre-pay your loan as and when you want.

Each consumer wishing to borrow on the Indialends portal will need to go through a rigorous verification and credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is automated and happens within seconds. Hence, you can get an approval shortly after you submit your application.

Repayment of the loan will happen monthly on an EMI (equated monthly installment) basis where the amount will be calculated based on amortizing balance. One or two of the installments might be different which will depend on the timing of the loan.

Soon after the loan is approved, the funds will be transferred right into your bank account.

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